How Fast Can I Lose My House If I'm Behind on Property Taxes in Dallas?
Know the Timeline, Risks, and Options If You’ve Fallen Behind on Property Taxes in Dallas County
Falling behind on your property taxes in Dallas County is more common than you think—and the consequences can move fast. If you’re wondering “How quickly can I lose my home?”, the answer depends on how far behind you are, what you do next, and who you contact for help.
⏰ Step-by-Step Timeline for Tax Delinquency in Dallas
🔹 Month 1–3: Tax Payment Missed
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Property taxes in Dallas are due by January 31st each year.
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On February 1st, you’re officially delinquent, and penalties begin accruing at 7% in the first month.
🔹 Month 4–6: Penalties and Interest Increase
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Each month you remain unpaid, your penalty and interest charges rise.
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By July, you may owe 18–24% more than your original bill.
🔹 Month 6–12: Lawsuit Filed
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The county attorney can file a lawsuit through the Dallas County Tax Office for foreclosure.
🔹 12+ Months: Foreclosure Auction
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If unpaid, your property can be sold at a tax foreclosure auction.
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Auctions occur monthly via the Dallas County Sheriff’s Sale.
💡 What Can You Do to Avoid Losing Your Home?
✅ 1. Get on a Payment Plan
Apply for a payment agreement with the Dallas County Tax Office. This can halt the foreclosure process while you catch up.
✅ 2. Claim Exemptions or Deferrals
If you’re over 65, disabled, or a veteran, you may qualify for an exemption or tax deferral. Learn more at the Dallas County Appraisal District.
✅ 3. Sell Before Foreclosure
If you’ve built equity, selling fast can protect your credit and give you cash in hand. You can get a free home evaluation here from OT Home Buyers with no obligations.
📍 Local Dallas Resources
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Dallas County Clerk's Office
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Dallas Chamber of Commerce
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Dallas Legal Aid
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Dallas County Property Tax Lookup Tool
🧠 Final Thoughts
Falling behind doesn’t mean you’re out of options. But timing is everything. Contact a local real estate expert or tax advisor ASAP. OT Home Buyers offers fast, fair solutions to help homeowners in crisis.
👉 Request your free cash offer today or call us at (682) 267-7741. No repairs. No fees. No waiting.
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